My October Actuals

budgeting
Took a big hit this month from the huge market dip in the middle of the month and from medical expenses. I started therapy this month from a spine issue and it’s been hitting against my emergency fund. Thank goodness for an emergency fund though…you never know when you’d need it. Here are my actuals: October Actuals Income: $3200 –...
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Investing: Rental Property or Stocks

Investing and seeking out monthly cashflow can take you down two paths. For me, one of those two paths is selling monthly options based off market trend and volatility to earn that monthly cashflow. The other path is to purchase out property and rent it out, thus earning that monthly cashflow from rent payments. Today I’m going to discuss the...
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Retirement: Expense Ratios 101

One of the most important things investors forget to consider when choosing retirement funds is the expense ratio. More often than not, people will look at the historical returns on a fund, analyze their risk and years to retirement, then pick the fund that looks most promising. The power of compound interest also works both ways. Mutual Funds and Expense...
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Shedding a Positive Light On These Negative Markets

positive light
Hey everyone,Let’s talk. This past week has been a roller coaster ride. The market broke under its 200-day moving average as it dug new lower lows. A number of us experienced great losses, some of us for the first time. Personally I’m going to have my biggest single-losing trade on Friday (~$15k from a 94/196 SPY Put Spread sold last...
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My September Actuals

budgeting
September ended and it’s Halloween season now. Here are my actuals: September Actuals Income: $3200 – Work Expenses: $213.92 – Parent’s Utilities $418.69 – Car Lease $18 – Ting Phone $89 – Eating Out $124 – Misc
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Buying a House – The Pregame

buying-a-house
Are you thinking about buying a house soon? Buying a house is a huge step in life for most people and it’s not something you can afford to do incorrectly. Once you buy a house, you’re stuck with it for a lengthy period of time, even if you’re just flipping. My parents have owned their house for a good 34...
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Hedge Funds vs Mutual Funds

hedge-funds
Many people have their assets invested into mutual funds. In fact I’d say the majority 95%+ of the population of investors, invest in mutual funds. When my friends ask me how I invest, I tell them about all my different strategies utilizing both long term securities and short term derivatives. I’ve gotten the question about “what are these hedge funds...
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